Teras Perdana

Lets Teras Perdana give you the added boost of peace of mind to meet life's challenges with confidence.Teras Perdana is an Endowment Plan that provides you with the very basic and yet comprehensive coverage at very affordable premium.The beauty of it all is that you'll have the flexibility to choose either to take the maturity proceeds in a series of annual payment or in one lump sum.The choice is yours!Just imagine what you can do with the money...

To make thins easier,we have seven(7) plans for you to choose from,each with varying level of benefits.You may choose the plan best suits your personal needs.

Benefits	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6	Plan 7
Death & TPD	RM25,000	RM50,000	RM75,000	RM100,000	RM200,000	RM300,000	RM500,000
36 Critical illnesses	RM25,000	RM50,000	RM75,000	RM100,000	RM200,000	RM300,000	RM500,000
Daily Hospital Income(up to 90 days per year)	RM25	RM25	RM50	RM50	RM100	RM150	RM250
Accidental Death & Dismemberment	RM50,000	RM100,000	RM150,000	RM200,000	RM400,000	RM60,000	RM1,000000

Experience the ease of mind that comes in knowing you're secure.Protect your most valuable asset- You,Today!

TERAS PERDANA WILL TAKE CARE OF YOU IN MANY WAYS
1.Cash Bank On Maturity If you keep the policy until maturity,you'll get back the maturity proceeds.You may choose how you want the money back in one of the following ways:

• 120% of total premium paid in a series of annual payment over a fixed number of years corresponding to the term of the policy.
• In one lump sum,which is equivalent to the discounted value of series of annual payment.

The choice is yours!
*Total premium paid is defined as total basic premium payable under the annual made premium,excluding any optional rider premium.

2.Death Protection
In the event of death,pays your dependent the sum assured

3.Total And Permanent Disability (TPD) Protection
In the event of TPD before age 60,pays you the sum assured.

4.36 Critical Illnesses Coverage Pays the sum assured upon diagnosis of any of the 36 critical illnesses / dread diseases covered including cancer, heart attack , stroke , kidney failure and other diseases during the term of the policy and subject to standard exclusion including:

i. Any pre-existing conditions.
ii.Diagnosis within the 60 days of policy issue.
iii.Self-inflicted injuries or wilful misuse of alcohol and drugs.
iv.Injury or illness arising from participation in riot, strike ,civil commotion , insurrection, war, invasion , aviation , motor or horse racing or submarine operations.
v.For juvenile insureds-any congenital defects.

5.Daily Hospital Income
Pays you daily hospital income (up to age 60 or the term of the policy,whichever is earlier)according to the plan selected, up to 90 days per year

6.Accidental Death & Dismemberment Protection
Pays the sum assured in the event of death or total and permanent disability (TPD),and a percentage of the sum assured(based on scale of benefits) on partial and permanent disability (PPD) of accidental causes up to age 65,anywhere.


WHAT IS PLAN IS AVAILABLE?
You have a choice of 20 and 30 years term.

WHO IS ELIGIBLE?
You can be insured with Teras Perdana if you are between 30days and 55 days of age;however,the policyholder must be at least 18 years old.

SIGN UP NOW!
For personal assistance,please contact Tony at +6019-3234605 or +603-21469226.For further enquiries,please call our Call Centre at 1-300-888-622 or e-mail me at ttong3@gmail.com