WELCOME!

With more than 50 years of experience in financial services industry, welcome Mr. Tong, Mr. Wong and Ms. Doris to be in our team to provide financial services.

Mr. Tong, with more than 20 years experience in the financial services industry, holding Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Registered Financial Planner (RFP) and Chartered Insurance Agency Manager (CIAM).

Mr Wong, was an engineer by profession. He had more than 15 years experience in the financial services industry. He is holding a Master Degree major in management accounting & planning, and currently pursuing Chartered Financial Analyst (CFA). Besides, he is a Certified Financial Planner (CFP).

Ms Doris, was an interior designer by profession. She had more than 15 years in the financial services industry. She is holding Life Underwriter Training Council Fellow (LUTCF) and Associate Financial Planner Malaysia (AFPM).
Doris love and enjoy traveling and have visited many countries.

Please feel free to send in your enquiry regarding Personal Financial Planning ………….
Wealth Accumulation, Wealth Creation, Wealth Preservation and Wealth Distribution.

PWTC Job Fair

Realise your DREAM JOB

This weekend from 15/05/09 to 17/05/09 at PWTC from 10.00am to 7.00pm there is a job fair carnival. It will be the largest career and entrepreneur fair in the country entering the Malaysia book of record. It is organised by the Ministry of Higher Educations. The objectives are :
To create a platform for opportunities between private and government sectors to address unemployment issues in Malaysia.
To update employers and employees on the latest trends and developments in the career industry.
To encourage the country’s workforce to become better equipped with knowledge and relevant skills in order to stay competitive globally.
To assist employers seeking to fill job vacancies in their organizations thereby fulfilling their corporate needs.
To create a platform for aspiring entrepreneur to seize the various entrepreneur programmes offered during the fair.
To encourage aspiring entrepreneur to become better equipped with knowledge and relevant skills in order to be successful in today competitive market.
To provide relevant information to aspiring entrepreneur on various funding available to kick start their respective business.
To urge students, graduates, working professionals and life long learner to continually enhance their skills and knowledge through professional training so that they can be better equipped with relevant skills and expertise.


MAA will participate in this event also. If you are looking for your dream job , don't miss this golden opportunity. Remember to bring your resume. For more info sms me at 019-3234605

The exhibitors are :
Government Agencies
Government linked companies
Multinational Companies
Private Sector Companies
Educational institutions
Recruitment Agencies
SMI's & SME's

1Q Recognition Nite

Agency Awards 2008

MAA Assurance hold its Agency Awards 2008 and National Sales Congress 2009 at Genting International Convention Center last weekend on 17/04/09 to 19/04/09. The theme is Challenging New Frontiers. This is the best Agency Awards and congratulation to our organising chairman Mr John Leong , also our President of Life Insurance division for such a wonderful events . I received my Million Dollar Round Table (MDRT) award from our director Tan Sri Ahmad Bin Mohd Don. My Chief Consultant also received awards from our CEO MAA Encik Muhamad Umar Shift for his contributions to the company.

1Q Recognition Nite

Dear Agency members, friends and business partners : We are having a 1st Quarter Recognition Nite nest week Monday 27/04/09 at Menara MAA Kuala Lumpur. You are invited to attend. Refreshment serve at 7pm at Level P2. Any enquiry please sms me at 019-3234605.

Susuk Simpanan Rakyat

Ministry of Finance wishes to announce the issuance of Sukuk Simpanan Rakyat 01/2009 amounting to RM2.5 billion on 14 May 2009. This is the first issue of the two series of 3-year RM2.5 billion sukuk each in 2009. Bank Negara Malaysia has been appointed to issue the sukuk on behalf of the Government.The sukuk, which will be scripless and based on Shariah principles, is an additional investment instrument for Malaysian citizens who are 21 years and above. The RM2.5 billion sukuk, which has a 3-year tenure, offers a return of 5% per annum and provides the flexibility for early redemption before the maturity date.Those wishing to subscribe may apply for Sukuk Simpanan Rakyat 01/2009 during the sales period, commencing from 14 April to 13 May 2009.The minimum investment in Sukuk Simpanan Rakyat 01/2009 is RM1,000 with a maximum of RM50,000 per investor. The maximum aggregate holdings per investor for the two series of Sukuk Simpanan Rakyat 2009 is RM50,000. Sukuk Simpanan Rakyat 01/2009 can be subscribed at all commercial banks, including Islamic banks, Bank Kerjasama Rakyat Malaysia Berhad, Bank Simpanan Nasional and Bank Pertanian Malaysia Berhad. The allocation of Sukuk Simpanan Rakyat 01/2009 is based on a first-come first-served basis. Successful applicants will be notified by their agent banks. Profit payments will be made on a quarterly basis through the sukuk holders' accounts with their agent banks.

MAA AgencyDinner Awards

Market Outlook 2009

Invited by MAA Holdings Bhd to attend the Market Outlook 2009 at the Auditorium Menara MAA. Encik Muhammad Umar Swift our CEO/Group MD MAA Holding Bhd gave a opening speech. The topic of the talk : Malaysia Economy and Risk Assessment " Mind The Speed Bumps" by Ms Baljeet Kaur of KFH Research. Baljeet Kaur Grewal is Managing Director & Vice Chairman at Kuwait Finance House Research Ltd.In Her Capacity as Chief Economist,Baljeet heads the Global Economics & Research entity and is responsible for investment Banking Research House is also the only Islamic Bank worldwide with a notable Investment Banking Research presence,instrumental in promoting Islamic banking and facilitating portfolio fund movement globally.

Prior to this,Baljeet was attached to the Maybank Group Malaysia,ABN AMRO Bank and Deutsche Bank,London,with experiences ranging from Credit Structuring,Origination & Syndication and Capital Market Research.She has bored experience in investment banking,having participated in notable fund raising transactions in Asia & the Middle East.

To date,she has undertaken research in Islamic finance with a principle focus on debt capital markets and Sukuks.She has written and published numerous articles on Developing Economies & Debt Markets,World Economic Growth and GCC & SEA Economies;as well as addressed numerous international conferences & forums.

Baljeet holds a 1st Class Hon.degree in International Economics from the University of Hertfordshire,UK and has undertaken extensive research with the London School of Economics and international bodies.She is also the award recipient of the prestigious Sheikh Rashid al-Makhtoum award for Regional Contribution to Islamic Finance in Asia 2006.
In 2007,Kuwait Finance House was awarded"Best Research in Islamic Finance"by Dow Jones Islamic and Terrapin Group.
Kuwait Finance House is the largest Islamic banking institution by asset size in the world with its diversified range of product and services,covering full-scale corporate and investment banking,commercial banking,retail banking,asset management and direct investment in various sectors.Kuwait Finance House was voted the Worlds' 2nd Best Islamic Bank in the industry in 2006.Malaysia's first foreign Islamic Bank,Kuwait Finance House(Malaysia) Berhad was simultaneously voted Best New Islamic Bank and the second Most Innovation Islamic Bank for 2006.
Some of her hi lite are Malaysia currently facing the economy and political risk. Visibility is low for the next 6 months. Her projection for the KLCI at year end at 915 points. Some analyst predict from 700-950. Manufacturing is the worst performance . Service sector such as banking and insurance is OK. Conventional insurance will face strong competition from Takaful operator. Growth will be driven more by the public sectors such as the 9MP and the infrastructure. Conclusion overall Malaysia is dynamic and stable and fairly manageable.

Annual Dinner

MAA Assurance had a annual dinner for KL and East Central Zone branch annual dinner on 10/03/09 at Sunway Resort hotel. Our CEO Encik Umar Swift was with us. Invited guests were treated with a 8 course chinese dinner and show. Lucky draw gifts were given out. A sales tool MAA Quick Planner was launched to help us on our sales presentations on discovering our clients basic needs , retirement planning, children education fund and etc. Our agency Excel Millennium group achieved 5 awards for the nite. 2 Million Dollar Round Table (MDRT) and top agents. The hi lite of the awards was Chief Consultant Mat Subril from KL2 branch achieved First Year Premium (FYP) of RM 40 MILLION in sales last year. He was convey Top Of the Table (TOT) the highest award in the insurance business.

Million Dollar Round Table (MDRT) Workshop

Wish to have the Know-How on carry out insurance Financial Planning Sales ?
Wish to close bigger case and have better client relationship for follow up business ?
This is the program that provides you with all the answers and skill you need.

MAA project 1000 MDRT Workshop is an opportunity for you to sharpen your saw by learning new skills to meet higher expectation of todays customer.
The workshop focuses on the concept of insurance sales through Financial Planning. It provides you not only the learning of technical and practical aspect of Financial Planning but tools that help you to manage your sales activities and to close bigger case.
Workshop Coverage :

• What does Financial Planning (FP) mean to you ?
• Prospecting/ Marketing-Key to your FP activities
• Overcoming Objections
• The Financial Planning (FP) process
• Important Factor of success in FP
• Building a solid Financial Planning (FP) career
• Your commitment to do well in FP

Facilitator:

Mr Han Seng Kheng

• He started his career as a banker upon graduating with a bachelors degree in Business Adminstration
• Then he moved on to join a multinational insurance company and began developing his agency business
• He qualify 5 times MDRT when he was in personal sales
• Attended MDRT Convention in US 3 times, therefore knows the excitement and spirit of MDRT
• He has trained and coached 36 MDRTs
• Currently he manage a team in Singapore with 6 MDRT, 1 Life MDRT member and 1 COT.

For more details please contact Tony 019-3234605 or email : ttong3@gmail.com

Financial Mega Sales !

Every Wednesday morning we have a full-time consultants meeting. There are about 25 of us in this group. We are known as Mandarin Full Time Club (MFTC). The agenda are as follow :

9.30 am Sing a motivation song

9.35 am Latest information in the market and company

9.45 am Sharing of cases close for last week

10.00 am Topic of the day ( Financial Mega Sale)

10.45 am End

This week we are very fortunate to invite Mr Lee Ban Wan from Zenith Group , a veteran in the insurance industry and a top Chief Consultant with MAA Assurance to give us a talk on the business opportunity in this industry. He promised us that within 3 years if you join us , you will find your 1st pot of GOLD i.e. income of more than RM 100,000 per annum. He compare us with the others career outside such as lawyers and doctors and hilite with this income it is very rewarding and with lots of others incentives like oversea trips. This career give you Financial Stablity, Cash Rich, Time Rich and Peace of Mind. We provide 1 Stop Financial Solutions to your needs such as Life & General insurance, Investment , Mortgage cancellation, Personal & Business Loan. The topic of the days is now there is Mega Sales everywhere. Compared with the investment units price last year 2008 , most of them are at a discount of 40%-50%. It is the right time to go into our Maaster Saving Plan (MSP) where you save regular every month on dollar cost averaging and reap the benefits when the markets move up within 3 to 5 years. Interested to join our morning meeting every wednesday to learn more please e-mail me at ttong3@gmail.com

Konichiwa Hokkaido

Welcome back ! Good to be back :>) MAA have a successful kick off party yesterday. We have great good food. Lucky draw, Live Band, Product Stalls, Hokkaido jacket, Geisha ladies , Door Gifts and lots more. A fun and informative party. About 500 consultants attended and our auditorium was fill up. One of our consultant won the Proton Neo as a Grand Prize in our Super Bonanza draw. Our 27th Submit club we are going to Japan Hokkaido. How to qualify ? From now Jan 1st 2009 to Dec 31st 2009 with a production of RM240,000.00 FYP achieve one ticket.

EPF deduction

Everyone has choice in EPF deduction. Beginning next month if you want to retain the current 11% contribution rate for your Employee Provident Fund (EPF) , you need to fill up Form KWSP 17A (AHL) Khas and submit it to the nearest EPF office. In my opinion I feel that one should retain the 11% contribution rate to the EPF. Usually the money at age 55 for retirement inside the EPF is not enough, so you should save more.