Best Medical Card in Malaysia

Zurich Insurance Malaysia Berhad recently launch the Best Medical Card in Malaysia.
Medicalife 210E. The only card you need for Hospitalize and Surgical
Dont let the rising medical costs bring you down !
Your life is always precious, especially to your loved ones. it's a sad reality but life can be changed forever through a freak accident, a sudden heart attack or a dread disease. Its effect can be devastating, especially on your family ! So dont let yourself be caught unprepared for these sudden mishaps.
Protect yourself against the rising cost of medical treatment with Medicalife 210E.
Benefits:

• High Lifetime Limits
• Guaranteed renewal 
• No Restrictive Surgical Schedule
• Day Surgery
• Out-patient Cancer Treatment
• Out -patient Physiotherapy Treatment
• Home Nursing Care
• Medical Report Fee
• 24-hour Worldwide Cover

Interested to purchase or need more info please email me at ttong3@gmail.com or sms 019-3234605

FDE COMBO

Introducing a Special Fixed Dividend Endowment Plan (FDE) that guarantees 5.3% annual dividend rate !
* 5.3% p.a. Guaranteed
This Special Fixed Dividend Plan (FDE) with 5.3% dividend rate will be offer specially to customers who purchase a Maaster investment Plan (MIP) with equal or larger single premium amount than FDE.

• What is Special Fixed Dividend Endowment Plan (FDE) ?
• This is a 1 year Fixed Dividend Endowment Plan that provides 5.3% annual dividend rate that is guaranteed for 1 year. This plan will provide you with a guaranteed death Benefits of 125% of the single premium.
• What is Maaster investment Plan (MIP) ?
• Maaster investment Plan is a single premium long term investment link insurance policy that allows your money to be pooled with that of other investors. Collectively you will take advantage of our professional investment expertise in a portfolio of diversified investments. For you to take control of your investment, we provide you with a selection of MAA  investment link funds to choose from. This plan will provide you with a guaranteed Death and Total Permanent Disability (TPD) Benefits of at least 130% of the total premium invested.

With this FDE COMBO, you will have the best of both worlds :
i) A fixed dividend of 5.3% from this Special Fixed Dividend Endowment Plan (FDE)
ii) Earns potentially higher return through Maaster Investment Plan (MIP)
LET YOUR MONEY WORK HARDER FOR YOU !
For more assistance please contact Tony at 019-3234605 or email me at ttong3@gmail.com

Senior Gold

MAA Assurance have this wonderful insurance policy for senior citizens.Guaranteed acceptance. No need medical checkup. High blood pressure, stoke ,cancer patients all can buy this Senior Gold insurance.
Afforable premium and guaranteed cash payment. Hurry interested sign up now for your parents !

Fund Performance

The Malay Mail hilite our Fund Performance

from 5th January 2009-4th January 2010

Our Growth Fund an Equity Type 5-Jan-09 at 0,289 cents and

at 4-Jan-10 at 0.425 cent . That is 49.3 % Growth

Last Tuesday the Malay Mail headlines hilites our MAA Investment link insurance that delivery high return for the past 1 year. The Growth Fund generate over 49.3% return from January 09 to January 10. Congratulation to MAA Assurance and also to our Fund Manager. MAA Assurance is proud to announce our 11th consecutive annual declaration for our Investment-Link Funds for the year ending 31 December 2009.Those who are interested to invest with us call our friendly consultants or our call center now or Tony for a free consultation. Choose Maaster Investment Plan (MIP) + Maaster Saving Plan (MSP) + Maaxlife for your Protection and Investment

New Personal Accident Plan

MAA Takaful have a new Personal Accident plan known as Patina 77. Plan 7 with a sum insured of RM1,000,000 the yearly premium is only RM1886. This plan is target at those who want to have a very high Personal Accident coverage with value for money. The benefits as above:

Takafulife 88

Fantastic News ! MAA Takaful have launch a wonderful product Takafulife 88. It is a ordinary family takaful plan. It is a hybrids plan that is a whole life and investment link plan. Enjoy best of both world.

Product features :

* 1st year have cash value

* Total Permanent Disable coverage to age 74

* Level premium contribution

* Option for cash value withdrawal starting from 3rd year

* 100 % counted for London Challenge

Pre approved policy

Dear Policyholders/Clients/Friends: Good News ! MAA Assurance had a pre-approved policy Senior Gold for senior citizens from age 50 to 80. No need medical check-up and guranteed acceptance. Each person can apply maximun 5 units only. 1 unit cost monthly RM50. For more info please contact me at 019-3234605 or email me.

Super Fortune Plan

NOW available for 0-55 Years Old

What do U get??

• Guaranteed Annual Cash Payment (GACP)

Entry Age	Maturity Age	End of Policy Year	GACP(% of Basic Assured)
0-9	40	10th onwards	4%
10-20	50
21-30	60	10th-19th 20thonward	4% 6%
31-40	70
41-55	80

• Guaranteed Lump Sum Cash At Maturity(120% of basic sum assured payable to you!
• Flexible Premium Payment Term (6/10/15/20 years
• Death & Total Permanent Disability (TPD) Coverage(Basic Coverage
  
• Additional Protection Benefits(Coverage Enhancement-ALL riders are attachable
• Guaranteed Premium(Basic premiums are payable and guaranteed to remain uncharged throughout the policy years

Senior Gold Promotion

Fabulous News !
Every purchase of Senior Gold with a annual premium will get 1 warm blanket.
Exclusive limited time offer insurance for Golden Years warriors-age between 50-80year old!
Only 100,000 units available in whole Malaysia.
Closing date:15th December 2009
Maximum 5 unit per person
From as low as RM 50 per month
No health check required.
Premium and benefits are guaranteed.
High death and accidental death coverage

Offered by the No.1 insurance company in Malaysia
*Application will be stopped once all the allocated unit are snapped up before this date.
^Source:Bank Negara Malaysia and Life Insurance Association of Malaysia
#Term and condition apply.

Please call us again if the line is busy at 019-3234605 (Tony)
Get ready with photocopy IC

This offer is opened to Malaysian only
regardless of health condition
For your creative financial solution ,call us now

MAASTER SAVINGS PLAN

MAASTER Savings Plan

• Low initial & regular investment amount - everyone can start to invest now!
• 125% Death & TPD benefit (Basic)
• Regular savings & forget about depositing your money the traditional way!
• Earn better return on the investment market

MAA Fund Performance Year-to-Date 2009

Fund	Type	5-Jan-2009	18-Aug-2009	% Growth
EQUITY BOOSTERFUND	EQUITY	0.326	0.460	41.10%
GROWTH FUND	EQUITY	0.289	0.393	35.99%
SMALL CAP FUND	EQUITY	0.350	0.466	33.14%
BILLION CAP FUND	EQUITY	0.321	0.428	33.33%
VULTURE FUND	EQUITY	0.338	0.436	28.99%
DANA MAS MAJU(AL-FAYYADH)	SYARIAH EQUITY	0.301	0.390	29.57%
TECHNOLOGY FUND	EQUITY	0.337	0.386	14.54%
DANA MAS YAKIN	SYARIAH BALANCED	0.389	0.469	20.57%
BALANCED FUND	BALANCED	0.354	0.419	18.36%
DANA SERI MULIA (AL-SALAM)	SYARIAH INCOME	0.500	0.520	4.00%
INCOME FUND	INCOME	0.500	0.523	4.60%

Investing Tips:
How to take advantage of current financial market?

No. 1:Buy Fund at low price (Yes,NOW!)
No. 2:Dollar Cost Averaging (Regular Savings)
No. 3:Keep your investment for long term(3 to 5 years)

Teras Perdana

Lets Teras Perdana give you the added boost of peace of mind to meet life's challenges with confidence.Teras Perdana is an Endowment Plan that provides you with the very basic and yet comprehensive coverage at very affordable premium.The beauty of it all is that you'll have the flexibility to choose either to take the maturity proceeds in a series of annual payment or in one lump sum.The choice is yours!Just imagine what you can do with the money...

To make thins easier,we have seven(7) plans for you to choose from,each with varying level of benefits.You may choose the plan best suits your personal needs.

Benefits	Plan 1	Plan 2	Plan 3	Plan 4	Plan 5	Plan 6	Plan 7
Death & TPD	RM25,000	RM50,000	RM75,000	RM100,000	RM200,000	RM300,000	RM500,000
36 Critical illnesses	RM25,000	RM50,000	RM75,000	RM100,000	RM200,000	RM300,000	RM500,000
Daily Hospital Income(up to 90 days per year)	RM25	RM25	RM50	RM50	RM100	RM150	RM250
Accidental Death & Dismemberment	RM50,000	RM100,000	RM150,000	RM200,000	RM400,000	RM60,000	RM1,000000

Experience the ease of mind that comes in knowing you're secure.Protect your most valuable asset- You,Today!

TERAS PERDANA WILL TAKE CARE OF YOU IN MANY WAYS
1.Cash Bank On Maturity If you keep the policy until maturity,you'll get back the maturity proceeds.You may choose how you want the money back in one of the following ways:

• 120% of total premium paid in a series of annual payment over a fixed number of years corresponding to the term of the policy.
• In one lump sum,which is equivalent to the discounted value of series of annual payment.

The choice is yours!
*Total premium paid is defined as total basic premium payable under the annual made premium,excluding any optional rider premium.

2.Death Protection
In the event of death,pays your dependent the sum assured

3.Total And Permanent Disability (TPD) Protection
In the event of TPD before age 60,pays you the sum assured.

4.36 Critical Illnesses Coverage Pays the sum assured upon diagnosis of any of the 36 critical illnesses / dread diseases covered including cancer, heart attack , stroke , kidney failure and other diseases during the term of the policy and subject to standard exclusion including:

i. Any pre-existing conditions.
ii.Diagnosis within the 60 days of policy issue.
iii.Self-inflicted injuries or wilful misuse of alcohol and drugs.
iv.Injury or illness arising from participation in riot, strike ,civil commotion , insurrection, war, invasion , aviation , motor or horse racing or submarine operations.
v.For juvenile insureds-any congenital defects.

5.Daily Hospital Income
Pays you daily hospital income (up to age 60 or the term of the policy,whichever is earlier)according to the plan selected, up to 90 days per year

6.Accidental Death & Dismemberment Protection
Pays the sum assured in the event of death or total and permanent disability (TPD),and a percentage of the sum assured(based on scale of benefits) on partial and permanent disability (PPD) of accidental causes up to age 65,anywhere.


WHAT IS PLAN IS AVAILABLE?
You have a choice of 20 and 30 years term.

WHO IS ELIGIBLE?
You can be insured with Teras Perdana if you are between 30days and 55 days of age;however,the policyholder must be at least 18 years old.

SIGN UP NOW!
For personal assistance,please contact Tony at +6019-3234605 or +603-21469226.For further enquiries,please call our Call Centre at 1-300-888-622 or e-mail me at ttong3@gmail.com

Mooncake Festival

All the President's men, Mr John Leong and Vince Wong

Mr Vince Wong Senior Manager giving prize to Celine Tan

Happy faces and a wonderful evening at our mooncake functions.

In conjunctions with the mid-autumn festive, those who purchase our Super Fortune Plan from 25th Sep 09 to 30th Oct 09 will be rewarded with a mystery gifts. For more info please call Tony Tong at 03-21469226 or email : ttong3@gmail.com

Keyman Insurance

Concept
The Keyman Insurance enables a business entity or a company to buy a life insurance policy on the life of a significant and valuable employee(s) whose presence is crucial in the profitability, growth and survival of the business entity or company.

Objective
If creates a cost-effective funding scheme that provides a business entity with a lump sum cash to deal with the adverse consequences in the event that the significant and valuable employee(s) is diagnosed with a critical illness , total and permanent disability or death.

Benefits
· To mitigate financial impact from the loss of the significant and valuable employee(s).
· To cushion a business entity against any cash flow problem from the loss of the significant and valuable employee(s).
· To provide a business entity with the money to recruit and train a suitable replacement.

MAAKL Life Plus

MAAKL Life Plus offer High Coverage at Low Premium !

Many people do not realize that when one falls critical ill, on top of all the grief suffered, they and the loved ones are death another blow when it comes to medical expenses.

How many of us can safely say that should something happen to us, we are able to come up with the medical finances, however much, with no difficulty at all ? Would our family's quality of life. children's education and future be affected ?

Erase those worries off your mind and sleep tight at night. Act now and protect your family immediately.

MAAKL Life Plus is an exclusive benefits offered to MAAKL Mutual's investor Only!

Benefits :

• Term Life
• 36 critical illness
• Personal Accident
• Pay up to RM500,000
• Coverage up to 10 year

Summary of Benefit

Premium Table

No.of Units	Sum Inssured	Anuual Premium
		Plan 1	Plan 2	Plan 3	Plan 4
	RM	RM	RM	RM	RM
1	50,000	214	180	84	62
2	100,000	428	360	168	124
3	150,000	642	540	252	186
4	200,000	856	720	336	248
5	250,000	1070	900	420	310
6	300,000	1284	1080	504	372
7	350,000	1498	1260	588	434
8	400,000	1712	1440	672	496
9	450,000	1926	1620	756	558
10	500,000	2140	1800	840	620